Car Credit FAQs

   We do not and cannot guarantee that every vehicle sold will be recall-free. For questions about recalls, click here.  
Credit FAQ
Do I need to trade in a car or put cash down to be approved?
No, you do not need produce a down payment or trade in a vehicle here at Coggin Ford Jacksonville to help obtain a car loan or used cars bad credit loans. If you would like to see what your loan numbers would look like we also have a car loan calculator to get a great estimate of what your loan will look like. We can help, regardless of your credit situation!

I have a trade-in, but it's worth less than I owe on it. Can I still get approved for a car loan?

Yes! We see this situation all the time. With our large Ford trucks
and Ford cars inventory selection and our team of credit experts, we can get you a reliable vehicle with a lower payment even with a lower trade in value. Your can use our car valuation tool to answer the ultimate question, how much is my car worth.

I just moved to the Jacksonville  area and haven't had my job for very long. Can you help?
Yes! Often, lenders like to see two years of continuous employment and residence history, but our strong lender relationships can give you opportunities to help you get approved even if you're new to Jacksonville .

I'm self-employed. Will I be able to get financed for a car?

Yes! We have lenders that will help you get financed by simply verifying your income with your tax returns from the previous two years. Get Financing Here.

I want to buy an Ford SUV, Ford truck or Ford Car. Is a vehicle other than a car an option for me?

Yes! Selection is never an issue. We have a huge inventory to help find the perfect vehicle for you. We have affordable ford SUVs,ford trucks, and ford cars, and our used inventory goes through a 128-point inspection and are reconditioned.  

Will I be able to afford a brand vehicle like Ford if I have bad credit?

At Coggin Ford Jacksonvile we offer not only the newest Ford lineups, but also a vast selection of used vehicles that are very affordable for customers in your credit bracket. Search our cars under 10k to find the right fit for you. We also offer 
bad credit loans.

RECALL NOTICE: Some vehicles offered for sale may be subject to unrepaired manufacturer safety recalls. To determine the recall status of a vehicle, visit or click here.

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